American Dream is an extended auto warranty company that offers comprehensive auto-protection plans. Customers can get a free quote by filling out a form on the company website, although quotes aren’t generated instantly.
All plans come with a 30-day money-back guarantee. It offers 3 customizable warranty plans, and customer service reps are available 24/7. Roadside assistance and towing are available in all plans.
|
|
Platinum: Best for coverage on all major systems |
Gold: Best for coverage on most major systems |
Silver: Best for essential coverage |
|
Air Conditioning |
Yes |
No |
No |
|
Brakes |
Yes |
Yes |
Yes |
|
Cooling System |
Yes |
Yes |
Yes |
|
Drive Axle |
Yes |
Yes |
Yes |
|
Electrical Components |
Yes |
Yes |
Yes |
|
Engine |
Yes |
Yes |
Yes |
|
Suspension |
Yes |
No |
No |
|
Fuel |
Yes |
Yes |
Yes |
|
Gaskets |
Yes |
No |
No |
|
Steering |
Yes |
Yes |
No |
|
Transfer Case |
Yes |
No |
No |
|
Transmission |
Yes |
Yes |
Yes |
|
Turbo/Supercharger |
Yes |
No |
No |
American Dream doesn’t have any optional add-ons that can be purchased separately. However, each plan comes with rental car reimbursement, which can be used when your vehicle is at the mechanic shop for repair.
Additionally, the company offers 24/7 roadside assistance, which includes free towing to over 50,000 repair shops nationwide certified by the National Institute for Automotive Service Excellence.
American Dream places some stringent conditions in regard to qualifying for coverage, and your vehicle will generally need to be in top condition to meet these. Additionally, American Dream doesn’t offer trip interruption coverage, tire replacement or repair coverage, or key fob replacement coverage.
American Dream offers 3 extended warranty plans. Each plan’s term length is for 5 years or 100,000 miles. You can expect to pay $2800-$3200 for your plan, which equates to about $46-$54/month. Most people pay $1600-$3200 for extended warranty coverage, so American Dream’s plans are average for the industry.
You don’t need to pay any service or setup fees with American Dream. And while you can’t put multiple vehicles on the same service contract, American Dream will discount your monthly costs should you enroll multiple vehicles. Additionally, the company offers your first 3 months of service free once you sign the contract. Below is a breakdown of what you’ll pay for each plan.
|
Warranty Plan |
Coverage Level |
Term Length |
Cost |
|
Silver |
Provides essential coverage for your vehicle |
5 years/ 100,000 miles |
$2804 total; $47/month |
|
Gold |
Provides comprehensive coverage for most major power systems on your vehicle |
5 years/ 100,000 miles |
$2948 total; $50/month |
|
Platinum |
Provides comprehensive coverage for all major power systems on your vehicle |
5 years/ 100,000 miles |
$3208 total; $53/month |
You can file a claim with American Dream by calling the company to be directed to the closest certified mechanic or towing service. Once you’ve reached the mechanic, the company will work directly with the repair shop to handle the claims process.
If the repairs are covered under your contract, you’ll have all repair costs covered minus the deductible. American Dream directly pays the repair shop, eliminating the need for reimbursement. The team also works quickly to have your claim approved, and in general, you can get approval within 48 hours.
American Dream Auto Protect has high ratings on Trust Pilot and is accredited by Consumer Affairs. Additionally, it has 4.9/5.0 stars on Google Reviews, with over 300 ratings. Positive reviews of the provider discuss fair prices, excellent customer service, and a straightforward claims process.
American Dream differentiates itself by allowing you to transfer your contract should you choose to sell your vehicle to another person. Additionally, regardless of the plan you choose, American Dream offers 3 months free and a 30-day money-back guarantee. You can also cancel your contract at any point and receive a prorated refund.
All customers are offered free towing, free roadside assistance, and free rental car services when their vehicle is being repaired.
Many people with extended vehicle warranties complain about how difficult it is to find an in-network mechanic to complete repairs. But this shouldn’t be an issue with American Dream, which offers 50,000 in-network mechanics, all of whom are certified by the National Institute for Automotive Service Excellence.
You can get a hold of American Dream by filling out a contact form on the company website or sending an email to info@americandreamautoprotect.com. You can expect to get a reply within 24 hours, regardless of the day.
Additionally, customer service representatives are available via phone 24/7 at 1 (800) 349-3027. You can contact customer service to set up your plan, transfer your plan, or file a claim.
American Dream doesn’t offer an app at this time.
American Dream is an excellent option for those searching for an affordable and reputable extended vehicle warranty company. Its prices are on par with industry averages, but you also get 3 months free when you sign your contract. Plus, the ability to cancel your contract at any time for a pro-rated refund makes this an ideal company to work with.
Additionally, you have the flexibility to choose from 3 different plans, all of which come with roadside assistance and free towing. Customer service representatives are easy to get a hold of, and you shouldn’t have much trouble finding a certified mechanic to work on your vehicle.